Benefits of Taking Loans

Through Chennai Properties and Loans

Securing property financing can feel complex, but with Chennai Properties and Loans, the process becomes simple, fast, and transparent. Whether you are looking for a home loan, mortgage loan, or commercial property loan, our solutions are carefully tailored to align with your financial goals.

Why Choose Chennai Properties and Loans?

Authorized Corporate Agents	Recognised by leading government and private banks as well as NBFCs, we offer access to multiple lending options under one roof.
No Service Charges	Receive professional guidance and end-to-end support at no additional cost.
Simplified Loan Solutions for Self-Employed Professionals	Customised financing solutions for doctors, engineers, business owners, and entrepreneurs.
Free Legal & Technical Counselling	Expert guidance on PMAY subsidy, eligibility assessment, and regulatory compliance.
High Funding & Flexible Terms	Up to 90% funding of property value Loan tenure of up to 30 years Step-up EMIs, moratorium periods, and special savings accounts for interest optimisation
Flexible Margin Payment	Manage your down payment comfortably based on your cash flow and financial planning.
Balance Transfer & Top-Up Loans	Transfer existing loans to benefit from better terms or access top-up funding at home loan rates—without additional charges.
Loans for NRIs & Special Cases	We offer loan for NRIs, plot mortgages, and cases without traditional income proof.
Experienced Wealth Management	With over 30 years of industry expertise and 4,100+ satisfied clients across Chennai, our experience works in your favour.

Our Loan Services

Residential Loans

Purchase, Construction, Extension, Renovation, or Repair of Flats and Houses
Mortgage loans for personal or business purposes
Special schemes for professionals like Doctors and Engineer

Commercial Loans

Loans against shops, commercial premises, and DTCP-Approved Plots
Rental Tie-Up Loans and Pre-Approved sanctions for quick access
Loans for SMEs, MSMEs, and NRI investors

Loans are sanctioned at the discretion of Banks or NBFCs.

Smart Loans! Strong Foundations!

— Chennai Properties and Loans